How much does it cost to build a Money Lending App Like Brigit?
In today’s digital world, money lending apps like Brigit have revolutionized financial accessibility, allowing users to borrow money instantly and manage their finances with ease. If you’re considering developing a similar app, one of the primary concerns is cost. So, how much does it cost to build a money lending app like Brigit? Let’s dive into the key factors influencing the development cost and an estimated budget range.
Understanding Money Lending Apps Like Brigit
Brigit is a financial technology app that provides cash advances, budgeting tools, and credit-building features to users. It operates on an AI-driven model that assesses users’ financial history and eligibility for instant cash advances. Key features include:
- Instant cash advance (up to $250)
- Automatic overdraft protection
- Credit score improvement tools
- Budgeting and financial insights
- Subscription-based premium model
- AI-powered financial analytics
Developing a similar app requires a robust technology stack, security compliance, and an intuitive user experience.
Key Factors Affecting the Development Cost
Several factors contribute to the overall cost of building a money lending app:
1. App Features & Complexity
The number and complexity of features significantly impact the cost. A basic version of a lending app may cost less, while a feature-rich platform like Brigit requires more investment.
2. UI/UX Design
A well-designed and user-friendly interface improves customer engagement. High-quality design requires more effort and budget allocation.
3. Technology Stack
The choice of technology (e.g., native vs. cross-platform development, AI integration, cloud solutions) influences development time and cost.
4. Security & Compliance
Since money lending apps deal with sensitive financial data, compliance with regulations like PCI DSS, GDPR, and local financial laws is essential.
5. Third-Party Integrations
Features like payment gateways (Stripe, PayPal), credit score checks (Experian, Equifax), and AI-driven insights require third-party APIs, adding to development expenses.
6. Development Team & Location
The cost varies based on the development team’s location. Hiring a team from the US or Europe is more expensive than working with an experienced offshore development agency like Depex Technologies.
Estimated Cost to Develop a Money Lending App Like Brigit
The cost to develop a money lending app depends on its complexity and features. Here’s an estimated budget range:
- Basic App (MVP): $30,000 – $50,000
- Moderately Complex App: $50,000 – $100,000
- Feature-Rich, Scalable App: $100,000 – $200,000
The total cost also depends on maintenance, updates, and scalability after launch.

Why Choose Depex Technologies for Your Money Lending App Development?
At Depex Technologies, we specialize in building secure, AI-driven financial apps tailored to your business needs. Our team of experts ensures:
- Customized solutions for your business model
- High security and compliance standards
- Scalable architecture for future growth
- Seamless user experience with top-notch UI/UX design
- Cost-effective and on-time delivery
Final Thoughts
Building a money lending app like Brigit requires careful planning, technical expertise, and a solid budget. While development costs range between $30,000 and $200,000, the investment can be highly rewarding with the right strategy.

If you’re ready to develop your own money lending app, contact Depex Technologies today for a free consultation and get a tailored cost estimate for your project.